Mortgage Loan?
May 9, 2009 | 1 Comment
When my Fiance and I go for a mortgage loan will they look at both our incomes and credit score? And what are the determining factors for a loan officer to give you a loan?
How do you determine total debt for for debt ratio?
May 31, 2009 | 1 Comment
Im having trouble determining the total for the debt ratio of total debt divided by total assets. I need Wal-Marts total debt, but not sure what categories on the balance sheet are included. Do I add total current liabilities, long term debt, long term obligations under capital leases, deferred income taxes and other, minority interest? I just need to know what to add up to get the total debt for Wal-Mart 2008. Thank you!
How can I get a debt consolidation loan in Rep. Of Ireland with bad credit history?
May 31, 2009 | 1 Comment
Want to wipe the slate clean but having trouble getting loan. Not a homeowner.
Can I please stress that only Rep. of Ireland related sites are of use? Unfortunately the US and UK options will only lend to US/UK residents. Thanks!
Can I cancel a credit debt consolidation program with Consumer Education Services inc?
May 31, 2009 | 1 Comment
I unwittingly entered a debt consolidation program with cesi and wish to stop. I have medical reasons from Iraq and I sometimes am overly impulsive. Has anyone ever stopped participation in one of these programs?
How long after a debt has been created can a creditor report to the credit bureau?
May 30, 2009 | 2 Comments
I had some medical bills from 4/10/01 that I didnt not pay in full. I was harassed for awhile by collections and then left alone. This debt was never reported on my credit record and has never showed up. Today on 2/14/2007 (6 years later) I receive a letter from a collections agency telling me to pay up or be reported to the credit agency. I am afraid to call because I heard making contact with them could cause the statutes of limitation to start up again. My question is, If I ignore them, can they really report this to the credit bureaus since the debt was from 6 years ago? Is this just a scare tactic at this point- keep in mind I havent heard from them in 5 years until now all of the sudden.
I live in Texas btw
what is the best debt consolidation company out there today?
May 30, 2009 | 3 Comments
I have over 10,000 dollars worth of credit card debt. should I consider consolidating?
I can afford the payments no problem, but in the long run, the interest may be more than what I could have paid if I was in a debt consolidation program. Does that make sense to you? Thank you for your time.
What is the best debt consolidation loan company?
May 30, 2009 | 1 Comment
My credit is not that good its actually poor. I am only ,000 in debt but would like to consolidate both my credit cards and car payment. I would like to have a reputable company and one that creditable also. Thank you
What is a good percentage of debt to total assets in personal finance?
May 29, 2009 | 1 Comment
I think that I would feel comfortable to have 30% of my assets in debt, but I never had debt before, so I am not sure about that.
For instance, if my total assets are 0,000, then I would feel confident in getting ,000 in debt.
If I have a balance on a card of $8,000, 9.99% APR, would it look better to get a debt consolidation loan?
May 29, 2009 | 1 Comment
I want my credit to still stay above average, but I cant afford to pay ,000 monthly payments to get rid of the balance fast, should I get a personal debt consolidation loan for 36 months instead?
Is it recommended to use debt consolidation for credit card debt?
May 29, 2009 | 1 Comment
I am approximately k in debt, should I use a debt consolidation agency?